Edit: So I didn't read the rest of the thread after I saw something I wanted to reply to. Some of this has been covered already.
Who's code, NEC or local?
Sent from my SM-G900V using Tapatalk
He is going off of the latest NEC revisions. One has to check what their locality has adopted. The locale that I live in enforces NEC 2009 (I believe). At any rate, it's the one before arc-fault breakers were required.
As for the fridge, I'm of the opinion that it's better safe than sorry. The thinking goes that if it's on a circuit with something else, and that something else unknowingly trips the breaker, you could have a mess on your hands depending upon when you discover that your fridge isn't working.
I redid my kitchen a bit ago, and it currently has the following:
50A Stove circut (6-3G wire)
3 20A GFCI circuits serving counter top outlets
20A dishwasher circuit
20A microwave circuit
20A circuit serving the outlets in the attached dining room
15A fridge circuit
15A lighting circuit that also serves lights in other rooms
Previous to this, I lived in a house where the kitchen had a gas stove and was served by only 1 15A breaker. Needless to say, I became very tired of nuisance trips and developing strategies for electricity use in the kitchen that didn't trip the breaker. Given the chance, I sent enough power to the kitchen to ensure that would never happen. Looking back, I could have ran a few wires to the kitchen in the old house, but I didn't know nearly as much about wiring as I do now.
As I said, my local code does not require arc-fault breakers at all. So I've made ample use of space saver breakers and gave many things in the house their own circuits. I kept things organized, however, the panel is somewhat crowded because everything in the house is electric (no gas), and I have electric baseboards throughout which take something like 14 slots all by themselves (20A 240V).
So, OP, assuming you've not already put up drywall, this is what I did, and the reasons for it.