Lots of assumptions here that installers always do it right. I’ll share a story.
In my first home, I knew nothing about wood heat. I bought an insert and had a liner installed by a certified installer.
At the time:
Installer: this is all you need.
Me: I read about insulation, so I need that? Installer: naaaaah
Then, I came here.
I went into the attic and low and behold, there was framing right up against my block chimney all over the place.
Then, I looked at my liner. Although the chimney had concrete liner as well as the stainless steel, the SS liner literally touched the concrete liner from top to bottom.
So, what happened?
I swept the chimney once a month. I was terrified of having a chimney fire in the liner that would torch off the framing.
AND, my stove was in the center of the house so the block chimney should have been warm enough to keep Creosote accumulation down, right? Wrong. AND I burned properly seasoned wood ( always tested with a MM) in an EPA re-burn stove.
each month I swept thing thing and got piles of yuck. Even though it was a long chimney run I had constant smoke spill and lazy draft until the pipe got nice and warm.
next house, same situation. I did the work myself that time and paid the 250 dollars for the insulation kit. The difference was night and day. Same chimney length, literally almost identical setup, once a year sweep and just gray soot.
My point being. I will never, ever, nor should anyone else ever install a non insulated liner no matter how good you “think” your chimney is. The 250 dollar cost of the kit paid for itself over and over again. Plus, sleeping good at night knowing I met all proper clearances with zero worry.
if I ever have a house with a insert again, and it won’t fit a SS liner with insulation.. I’ll move the stove location. Just not worth the hassle.
In my first home, I knew nothing about wood heat. I bought an insert and had a liner installed by a certified installer.
At the time:
Installer: this is all you need.
Me: I read about insulation, so I need that? Installer: naaaaah
Then, I came here.
I went into the attic and low and behold, there was framing right up against my block chimney all over the place.
Then, I looked at my liner. Although the chimney had concrete liner as well as the stainless steel, the SS liner literally touched the concrete liner from top to bottom.
So, what happened?
I swept the chimney once a month. I was terrified of having a chimney fire in the liner that would torch off the framing.
AND, my stove was in the center of the house so the block chimney should have been warm enough to keep Creosote accumulation down, right? Wrong. AND I burned properly seasoned wood ( always tested with a MM) in an EPA re-burn stove.
each month I swept thing thing and got piles of yuck. Even though it was a long chimney run I had constant smoke spill and lazy draft until the pipe got nice and warm.
next house, same situation. I did the work myself that time and paid the 250 dollars for the insulation kit. The difference was night and day. Same chimney length, literally almost identical setup, once a year sweep and just gray soot.
My point being. I will never, ever, nor should anyone else ever install a non insulated liner no matter how good you “think” your chimney is. The 250 dollar cost of the kit paid for itself over and over again. Plus, sleeping good at night knowing I met all proper clearances with zero worry.
if I ever have a house with a insert again, and it won’t fit a SS liner with insulation.. I’ll move the stove location. Just not worth the hassle.