In my little stove I want the coals pretty low so I can get a big reload and crank heat for as long as possible. As you say, in normal weather there's no problem; At the end of the burn I can just open up the air on the coals and keep the stove top up around 300, which is usually enough to hold room temp around 70. This works out well for me because when the coals are low it's easy to swirl a poker through the ash and drop it into the pan, which gives me yet a little more room in the box. When it gets single-digits and windy, I have to add wood on top of a bigger coal bed and keep the cat cranking. Then I'm getting backed up on coals and trying to burn them down in the afternoon, when I don't need as much heat. As you say, they get buried under ashes and just sit there...you're gonna have to stir 'em up a couple times to keep 'em burning down.12 hour reloads are normal here in the winter even though it's not super cold usually....The worst part about reloading by constantly cycling fresh wood on top of a mound of hot coals is it tends to leave you with a huge amount of unburnt coalsfrom previous loads smothered beneath the ashes of later loads.....Coaling probably wouldn't be as much of an issue to you because of the differences in our available wood.
+1 about the type of wood; When I load up on Black Locust, it's gonna take a while to burn down those coals! But they really put out some heat while I'm doing that.