Who’s had a chimney fire with a modern EPA stove?

[crazy_dan]

"Metal"

I almost swatted that bug!!

glad I wasn't the only one
also in nine years of burning wood I have never had a chimney fire and I did the installs on my stove and chimney it is a strait as an arrow 16.5' up off the stove top

 

[fespo]

I had small one last year. I posted it hear last year. The FD said it was more of the flue gases lighting off in the black double wall then a chimmey fire. what ever it was, it makes me very nervous when i see the temps raise. That night, I filled the box to Rim and I MEAN TO THE RIM! I let it burn perrty good then closed the air down to much or to fast, the fire was dying out so i gave it more air( thats where I make the mistake) when i did that temp on the black pipe went to 1600 and i could not bring it down. I had pulled the air damper CLOSED and shut the flue damper. I put a fan on flue to try to keeep it cool. I had all the family out plus my Mother -in law outside in the car. All the windows open because the smell was bad. by the time FD showed up it was cooled down to 500-600. It took a long time for the FD to show because wife called on cell phone and we live in one town but our mailing address is another town. What a mix up. So now I NEVER PACK it that full again. By the way I had clean the chimmey two weeks before. I clean my chimmey every month or so. if it safe to go on the roof i go up and clean it. I sleep better if i know its clean.

 

[JimWalshin845]

I've been an insurance claims adjuster for about 10 years (Shshshsh..... don't tell anyone. We aren't all bad).

Welcome aboard and a question to a seasoned insurance expert. If a stove or fireplace is out of compliance by a bad install or neglect and has a chimney fire causing damage, would some companies balk about a payout?

 

[tradergordo]

You hit the nail on the head. If a system is properly installed (per manufacturer's installation instructions) it should be almost impossible to have a chimney fire. UL tests for the worst case scenario, which rarely if ever happens.

I think you mean impossible (maybe just really difficult) to set your house on fire? A contained chimney fire that does no damage is still a chimney fire, doesn't matter how you installed the hardware. Poor burning habits (smoldering) will line your chimney with flamable materials (creosote) regardless of your hardware.