I've read several replies, not all though. I'm not a heating professional, my advice is worth exactly what you paid for it.
Focus your immediate efforts on a thorough heat loss calculation.
The Uponor Complete Design Assistance Manual and the Zurn Radiant Design Manual walk you through a simple calculation.
Spend a few evenings with a tape measure and MS Excel, or just a piece of paper and a sharp pencil, and calculate exactly where you are losing heat, and how much.
Make educated guesses regarding air infiltration.
Once you have this information you can use your past oil history and/or the NWS heating degree days value published for your area to determine a realistic payback time for different heating methods and costs. You will also be able to know how much heat you need in a given area, such as whether a supplemental pellet heater would be adequate or not or overkill.
I suspect a solid heat loss calculation and a few different scenarios with you adjusting R values while looking at long term costs with various heating methods (10, 15, 20 years) will lead you to the conclusion that your near term efforts and money would be best focused on insulation and air sealing.
My last statement there is made based on owning drafty 1700 sq foot house that was poorly insulated.
It was unique, knotty pine throughout, hand hewn barn beam framing, tall A frame living room and loft ...
The good thing about that place was that it had an open floorplan and we could heat it all with a monster wood stove, but my guess of 2 air changes per hour in a light breeze still made it difficult.
Also, price pellets in your area and seriously consider this if your wife will not be willing or able to help keep a wood boiler going. Sell firewood from your land to offset the cost of pellets.