The testing lab (Omni, Intertek in this case) tests and determines the stove clearances to combustibles and hearth insulation requirement. Unlisted stove requirements are set by fire code (NFPA and based on leg height) not UL. In the case of the 13NC my guess is that the high hearth insulation requirement is due to the proximity of the stove glass to the hearth. It's a pretty low stove.
Usually the hottest part of the hearth starts a few inches past the ash lip. An extreme example of this is the Hearthstone Homestead. With regular 6" legs that stove's hearth requirement is R=2.5, with the shorter 4" leg option this jumps to a whopping R=6.6. Needless to say that is a very restrictive requirement that I suspect directly affects stove sales and was not done arbitrarily.
Usually the hottest part of the hearth starts a few inches past the ash lip. An extreme example of this is the Hearthstone Homestead. With regular 6" legs that stove's hearth requirement is R=2.5, with the shorter 4" leg option this jumps to a whopping R=6.6. Needless to say that is a very restrictive requirement that I suspect directly affects stove sales and was not done arbitrarily.
Last edited: