HappyTrails
New Member
Late to the party but...I live out in the country so like most rural areas out here: no zoning, no permits, no inspections, pretty much nothing, except you need insurance. My insurance company sends a specialist out every few years or whenever I notify them of changes. The guy that handles this area is exceptionally thorough. He counts the screws and the whole nine yards. It doesn't cost anything to me to have it inspected, but if he finds anything wrong it must be fixed to keep the insurance. Your insurance company might have similar people that can tell you what is required. I personally feel better knowing they signed off on it and are less likely to deny a claim if I ever need to make one.