If your stack is an inside and insulated one, like mine and BB's, you won't get a lot of steam. The stack stays warm all the way up and condensation does not occur. If you have an outside stack or your inside stack is not insulated then it can cool toward the top and that will show up as steam. Creosote doesn't form from steam it forms from smoke, specifically the unburned chemicals within the smoke. If you don't smell the heavy scent of wood smoke then you most likely are not creating creosote. The only real way to tell for sure is go up there and look down the stack to see if you have creosote buildup. (of course inbetween burns) Black shiny is bad, dry looking deposits are not as bad but not great. Chunks of buildup that look like burnt marshmellows is really no good.
Having said all this, I think if you keep up what you are doing and burn on the hot side, you'll be OK as long as you make sure there isn't a buildup now.
Having said all this, I think if you keep up what you are doing and burn on the hot side, you'll be OK as long as you make sure there isn't a buildup now.