More semi-informed input on the location of the aquastat, and the DHW coil.
A DHW coil in an oil boiler has to be about the most expensive & inefficient way to heat DHW there is, in the off-heating season. I had one for 17 years. Wondering what your summer time oil bills are? That's more for curiosity.
But seems to me that the location of the aquatstat has in this case been optimized for DHW production. And not the house heating aspect. With no consideration to how much oil is used. When heating DHW in the summer, the cold DHW coming into & through the coil will quickly cool off the boiler water immediately surrounding the coil. Because the boiler water isn't moving. It is just sitting there. So the stat senses that, and turns the oil burner on. Which is close to the coil. But not immediately under it. Water around the coil gets hot, coil gets hot, burner shuts off. All the time that is going on, water gets & stays hot at the top of the boiler. Which does nothing to heat the coil, but does serve to send a lot of heat up the chimney. Major stand by heat loss. Very much especially if the 190 boiler temp is what you see in the summer also.
This might also be affecting heating operation. Whenever DHW is used, the oil burner kicks on, since the stat is right next to it. Even though temp at top of boiler might not need the burner on right then. Meaning the stat isn't controlling the overall boiler temp very well. It is just controlling the temp of the water, right at the DHW coil.
All that would be moot, if there was good constant internal boiler circulation, or when DHW was being used. There would be some, when the zones are circulating. But not sure how flow through the boiler from that, is affecting the immediate coil area.
What I would be thinking of doing to try to improve on all that, while adding an OWB on, and if I still wanted to heat DHW with this oil boiler in the summer, is move the current stat to a well in the top of the oil boiler, and putting a new separate smaller one where the current one is, that controls only a separate circulator. That circulator would either be in the new proposed flat plate HX oil-side loop, or a new separate small bypass loop all together that circulates from the top of the oil boiler directly to the bottom of it, making flow that would go through the area of the DHW coil. The new HX loop could maybe serve that purpose also (oil boiler internal circulation in the summer), but would need an additional control added so it would also turn the circ on, when the OWB is running & sending heat to the flat plate.
If I wasn't going to add an OWB & still wanted to use the oil boiler for DHW, I think I would still consider adding the bypass loop, & extra stat & circ, and moving the existing one. That way you could lower overall boiler temp. The new loop would circulate boiler water around/through the DHW coil when needed until it cools to the point of needing more heat. Then the existing stat kicks in & does its thing with the burner.
Another option would be to not use the oil boiler at all for summer DHW and add a simple electric tank heater for it. But not sure it could stand going cold for the whole summer. Some don't take it well. (Assuming this isn't a cold start boiler).