Indeed we said to just cap the chimney (after any masonry work needed to stabilize and preseve it) - it solves leakage problems and preserves it for any further investment if and once that is needed.
(Noting the "likely NEVER get used" meaning all the liner buying will likely be a waste of time and money - contrasting with the goal of frugality.)
I am sorry the home needs as much work as it does.
I get that aspect, as if the ~$1200 I spent for everything might be a waste. ($200 for 8” and cap, $20-25 in fuel and tolls for that trip, $200 for the second liner and extra parts that I may be able to sell off, $10 in fuel for that pickup, $500 for liner install, $120 for stove and $10 in fuel for that pickup, and $65 for the eBay collar for that stove).
On the other hand, had I not spent any of that, I would have still spent $5050 on other work done by the Mason and had zero ability to burn anything. I don’t know that I would have been able to find anyone willing to risk their lives installing a liner on a ladder, and I doubt trying to do that on my own with this chimney would have been wise. I think scaffolding rental alone would cost $500, not to mention the time to setup the scaffolding in any safe manner and the additional potential damage to the roof and garden when doing that.
Also, the cost of capping the chimney might have been negligible, but it still would have had cost and time associated with it. Furthermore, not having the cap that I want to use long term on the chimney means more time until the power company can get a look at how close their power lines come to my chimney cap, being literally directly above it.
That reminds me that it might be worth investigating whether this cap should be grounded with a ground rod and whether or not it should be bonded to the ground and neutral in the main in the house.
So, in the end, I could have saved nearly $1200 by just leaving it as a useless but solid chimney, spending $5050 for my mason’s work that was done while he was out here (including a crack he repaired for $300 in the main house, a “while you are here” deal). OR, I could spend the total of ~$6300, and be where I am right now, also knowing the Mason was able to make a relatively quick $500 (when he feels he undercharged for everything else).
I am confident at the point in spending the money I spent to have these additional items:
A) 8” flue installed in case I ever want to run a large stove or fireplace. I can bash out the bottom of the chimney, remove the 6” liner, and do what I want. Maybe I decide to try my hand at building my own fireplace with a smoke shelf, etc. That could be a lot of fun IMO.
B) I have a 6” liner installed that might work fine with the 90 bend. It also might not meaning I need to bash open the bottom of the chimney and add a T or a 45 or something better. All of that sounds a lot easier to me than running a new liner. Also, there’s nothing saying this same 6” liner coursing be pulled out, add the T, and then drop it back in (inside my smooth wall 8” that is far less likely to damage the liner or insulation on the liner should we decide that’s needed).
C) Perhaps the biggest waste was the $120-185 on the VC Encore stuff. Not only do I own a stove some say they wouldn’t take for free, but it is also in my way, more junk in the garage. Maybe I should post parts up for sale and start my adventure in scrapping it. That’s not me though. I see some people rebuild and love their stoves. Maybe I won’t need to rebuild mine every couple years because I will be able to clean the chimney from the top without moving the stove. Maybe it will also last a long time because it will never get used. Maybe it won’t matter at all and never get rebuilt at all because a short burn and inefficient fire won’t matter all that much in a garage that only gets a few hours of use every once in a while. In any case, the spend of $185 seems pretty negligible in the $6300 overall spend and certainly seems required for any wood burning. So I don’t regret it (yet).
No regrets. … but I didn’t plan on spending this much on the garage this month.