I'll try to clear up some of the many questions and/or confusions about the voltage ratings posted here in the last few days (I have some experience in high voltage test and also in power electronics).
First, some background:
Power conversion systems (i.e., inverters and motor drives) convert input AC into a DC voltage and then use power semiconductors (MOSFETs or IGBTs) to switch that DC voltage on and off and create a pulse-width modulated (PWM) waveform that recreates an "normal frequency" sinewave. The width of the pulse equates to voltage (more width = more voltage) and the frequency with how the pulses go from their minimum width to their maximum width equates to the frequency (not always 50 or 60 Hz for a motor drive as the frequency is used to regulate the motor speed). The combination of voltage and frequency controls both torque and speed of a motor, but in a more complex way than can be described here.
AC, when rectified, becomes DC. 120Vac (RMS rating) single-phase becomes 170Vdc when rectified. 240Vac single-phase becomes 340 Vdc when rectified. 480Vac three-phase becomes 679 Vdc when rectified. 600 Vac three-phase (Canadian) becomes 976 Vdc when rectified. The 600 Vac "class" is generally referred to as "low-voltage" by those in the power utility or power distribution business (e.g., peakbagger). Engineers who work on printed circuit boards have a tough time with that designation
Car charging systems convert the AC (from your home 120 Vac or from a higher voltage utility supply, in the case of a DC fast charger) into a DC voltage matched to the charging voltage the battery requires. When you connect to the DC fast charger, it communicates first with the battery and then determines what the charging voltage (and current, based on battery temperature and other factors) should be and adjusts to that.
Power semiconductor MOSFETs are generally rated for 650 V or 1200 V. These 650 V MOSFETs are usually operated at 500 Vdc max. Most consumer-rated power conversion systems (e.g., lightweight wall warts, maybe lightbulbs, etc.) will convert 120/240 Vac into 500 Vdc with some sort of step-up so that these systems can univerally work with voltage inputs from a little less than 100 V up to 264 Vac (240 V + 10%). Thus, a 500 Vdc "bus" is pretty common and 650 V MOSFETs are used to create the PWM signals. You don't want to push the MOSFETs close to their safe limit because they can (and will) fail catastrophically at their hard safe limit.
If you are really curious as to how you get an AC low-distortion sinusoid out of a bunch of pulses, the simple answer is that you have to filter it. A motor winding is a great filter, so no problem there - you just need to insulate the motor windings differently for PWM inputs so the stress of the pulse impulse inputs doesn't degrade the insulation and cause it to fail. This is well known and not something that is hard to do.
Power semiconductor 1200 V MOSFETs or 1700 V IGBTs are usually operated at 1000 V max. Both 800 and 900 Vdc EV battery systems are both comfortably under 1000 V, though a 900 V battery charges at higher than 900 V, so this is probably why the China supplier stopped at 900 V for their system.
I don't know why original EVs were 350 V (Bolt and others) or 400 V originally, but the 800 V probably just came from doubling that - there was no reason why it couldn't have been 900 V initially, though the 800 V vs. 900 V could also be just a more conservative operating voltage, or was enough to deliver the maximum power using the maximum current of existing charging technologies (I don't know).
In regards to DC and AC voltage insulation differences, yes, the insulation systems for both need to be designed differently as DC and AC applied voltages stress the insulation system differently. Yes - some test standards may have specified some DC voltages to be equivalent to some AC voltage for testing purposes, but this was generally done to reduce the test cost (high voltage AC test systems must charge the system capacitance at the AC frequency, making them larger and more costly than a DC test system). If I were a lineman, I would want my protective gear (bucket trucks, rubber gloves, etc.) tested at AC and not at DC. High voltage AC-rated power cables are insulation tested with AC high voltages using specialized series-resonant test systems that use a tunable inductor to compensate for the AC capacitance of the cable under test, but these are expensive (and large, i.e., not very portable) systems. Impulses (e.g. lightning strike simulations) stress insulation systems differently from AC and DC.