Maybe you should consider coaching your wife in a gentle manner regarding loading the stove. If you had a couple selective splits ready to lift in the side door when needed it might not be too big a deal. You do have some nice fireplace gloves, right?
We went from an insert to the Jotul F600 woodstove and it was such a huge upgrade I'd hate to return to an insert. For me, the constant noise of the fan was a big irritation. It is so much more relaxing to be able to sit in front of the stove and just watch the flames and feel the heat and not be distracted by a fan buzzing away.
The wife aspect is non-negotiable. It is my gift to her.
I am curious, what insert did you have before the F600? I do have concerns about the fan noise but I am at the point now where I am willing to sacrifice looks and a little noise for performance and convenience.
Thanks for the suggestions. keep em coming.