Ya, it is a bit confusing. It sounds like with 2 45’s an a “T” it would add 9’ to the recommended 15 which I’m not sure if that’s past the T.? Lol, that’s why I didn’t do the plumbing on this house. Nope. Don’t mess with fire or water
Usually 45 degree bends don’t cause 3’ of extra but if the chart says so then 9’ more which gets you to 24’. That is vertical height starting at the stove top to the top of the pipe, not including the cap. You need a roof brace to support the pipe every 5 feet above the roofline.
One good thing about an out and up chimney is that youcan sweep the chimney through the bottom of that outside tee so you don’t ever need to get up to that cap 10’ in the air.