I was going to make that decision and at 50 years old thought "maybe this wood cutting, stacking, hauling, etc. isn't the best Plan A until I am 80+ years old". I went the geothermal and radiant floor route - love the radiant floor heat and if I bought electricity (have solar PV) it would cost me about $800 for heat in the winter (at 17 cents/kWh). I burn wood because I like being outside doing the work for the wood and the rhythms of loading the stove, and it also gives me a reason to get out of bed earlier on a cold winter morning.I would much rather spend 20k$ on a masonry stove than on geothermal that depends on electricity and parts that can break....