I pay about $110 a month on 5 acres 2000 sq ft house and roughly 10000 sq ft in 3 out buildings.
Talk me into or out of moving back to Upstate NY!
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Excuse me but what does being able to.work with your hands have to do with intelligence or lack there of?
Bad LP
Minister of Fire
Digging ditches by hand is often a menial job that the least capable can do, and have done in the past. It doesn't mean all those who do it are unintelligent. I have 2 bachelor's degrees, run a company with 7 figures in sales, and dig ditches when needed. It was only a couple years ago that my business partner and I were the only ditch diggers.
Sawset
Minister of Fire
There is a local comedy group here, where one of their skits is "are you smarter than a county worker". Boos in the audience turns around pretty quick, when some archane no-one could possibly know question gets answered not by the PhD but just by a chance comment from "the guys". You won --. High fives, simulate a beer or two. Next question. The PhD never did get the hang of it.
Sad to say, basic budgeting is a skill that is independent of ones profession, Look at how well Dave Ramsey has done repackaging Crown Financial Ministry concepts into a commercial empire. His borrowed radical concept starts with getting some envelopes, labeling them for all household expenses and then putting all the cash from a paycheck in them. When any envelope is empty they do not get refilled until the next paycheck. People pay money to take the courses and buy the books mixed in with a slightly lesser tie to fundamentalist christian faith.
I was brought up by a bookkeeper and while he didnt force us kids to learn it, I did. I still balance my checkbook every month and keep track of debit card purchases. Many do not and banks and financial institutions make lot of money on overdraft fees.
In my case on property taxes, I moved to a small town in 1987 with a large papermill that paid most of the taxes, the town next door had a large pulp mill that also paid a majority of the taxes. The nearby rural towns were bedroom communities for the managers of the mills. So my property taxes were reasonable. Fast forward 30 years and the pulp mill is gone, the papermill is struggling and usually behind on their rent with plans to tear down 75% of the buildings to concentrate on running on last papermachine (out of 6 previously)and the state decided to renig on deals on school funding and medicaid forcing more costs on the towns and county . Property taxes started going up and with a loss of major employers home values went down. Its now a split market, seasonal places with good views in the surrounding towns are in demand while cheap places in town sell to out of town ATV owners who can drive on town roads to get to the local 1000 mile plus ATV network . So $415 a month for one acre and 1500 foot home with garage. That is actually a bit low as a 3rd bedroom and bath was never finished, if they were it would probably jump up to $465 a month. Pick up my house and move it one town over and my taxes would be about 60% of what I pay.
I was brought up by a bookkeeper and while he didnt force us kids to learn it, I did. I still balance my checkbook every month and keep track of debit card purchases. Many do not and banks and financial institutions make lot of money on overdraft fees.
In my case on property taxes, I moved to a small town in 1987 with a large papermill that paid most of the taxes, the town next door had a large pulp mill that also paid a majority of the taxes. The nearby rural towns were bedroom communities for the managers of the mills. So my property taxes were reasonable. Fast forward 30 years and the pulp mill is gone, the papermill is struggling and usually behind on their rent with plans to tear down 75% of the buildings to concentrate on running on last papermachine (out of 6 previously)and the state decided to renig on deals on school funding and medicaid forcing more costs on the towns and county . Property taxes started going up and with a loss of major employers home values went down. Its now a split market, seasonal places with good views in the surrounding towns are in demand while cheap places in town sell to out of town ATV owners who can drive on town roads to get to the local 1000 mile plus ATV network . So $415 a month for one acre and 1500 foot home with garage. That is actually a bit low as a 3rd bedroom and bath was never finished, if they were it would probably jump up to $465 a month. Pick up my house and move it one town over and my taxes would be about 60% of what I pay.
Sawset
Minister of Fire
My sister lived in Watertown newyork for 30yrs. It was interesting how when the family was grown, one by one they all moved back to WI. I think they wanted a more urban/rural combination vs the north woods feel of Watertown. He was a physician in town. I think the rest wanted more employment opportunities. Other extended family had a lot to do with it too.
I live on Long Island and can't wait to get out. For what it's worth, NH had cheap prices on wine and liquor.
My wife gets e-mail of homes from Zillow. There are some really neat old homes in West Hartford and Hartford, CT that she will send me. Neat homes around the UConn law school area (Mark Twain house is in the area). Always amazed at the property taxes, which are prohibitive.
West Hartford Mill Rate is 42. Hartford is 74! By contrast, I grew up in Shelton. Mill Rate there is 22.
West Hartford Mill Rate is 42. Hartford is 74! By contrast, I grew up in Shelton. Mill Rate there is 22.
Same here. My buddy thinks it is hilarious that I balance out the checkbook each month . . . me . . . I like knowing how much money I have on hand and if the bank or myself have made any errors. I also am old school in that I keep all of my debit slips and do everything with pen and paper and a calculator vs. tracking things on line. Sometimes I think I am a 81-year-old man and not in my early 50s.
Oh yeah . . . my wife and I also are exploring a possible move . . . north to The County.
I balance my checkbook and check all credit card receipts for the month.
I also manually enter all monthly transactions from our financial statement and quarterly statements from my wife's multiple retirement accounts into Quicken. I could download the information, but I like to be more hands-on involved in seeing what's going on.
I also manually enter all monthly transactions from our financial statement and quarterly statements from my wife's multiple retirement accounts into Quicken. I could download the information, but I like to be more hands-on involved in seeing what's going on.
Yup I get that. It's nice to be near major conveniences but still have the rural surroundings which is exactly the combo i am looking for.
I just learned that NY is next door to the state that is the "sock capital of the world". So we have that too.
Wait, are you telling me that there is more than 1 sock capital of the world?
Oh, the humanity! What is this world coming to when 2 places can claim such a title?
Oh, the humanity! What is this world coming to when 2 places can claim such a title?
EbS-P
Minister of Fire
Couple thoughts cost aside. Having close access to healthcare specialists is really nice. Local orthopedic, oncology, cardiac specialist ect. just makes life easier. That an airport with more than one carrier 90 miles or less away.
Easy in easy out for reasonable prices.
Easy in easy out for reasonable prices.
SpaceBus
Minister of Fire
Upstate NY is beautiful country!
Here are the reasons i have seriously considered moving....
Super high taxes.. When my property was assessed at$250k my property + school taxes where almost $7000. My property assessment just recently jumped to $400k for no reason.
The politics. Upstate might be mostly conservative, but we are ruled by Albany and NYC, which are liberal.
Just look at the number of people that moved out of NY this year!
That should give you a hint...
Here are the reasons i have seriously considered moving....
Super high taxes.. When my property was assessed at$250k my property + school taxes where almost $7000. My property assessment just recently jumped to $400k for no reason.
The politics. Upstate might be mostly conservative, but we are ruled by Albany and NYC, which are liberal.
Just look at the number of people that moved out of NY this year!
That should give you a hint...
Did your property tax go up proportionally to the increased assesment?
It would be pretty much a no brainer of a choice for me if it were not for the high taxes.
I agree about the beautiful country. We have considered the Ithaca area.
My taxes did not go up proportionately...
Our assessor is either crooked or incompetent...
My assessment went up that much, without any reason.
Some properties are way under market value.
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