Thank you all for you responses! I have an FPX large flush insert. I installed a block off plate with roxul about 2 years ago and noticed an improved difference. Although I did that, it is an external chimney so it is exposed to the elements. I have some room on top to the block off plate...maybe 2 feet. And I have room in the back, but not too much. I wanted to lay roxul on top of the insert to allow the cold masonry to not soak up the heat from my insert. Thanks!