Its mostly about kids, plus there are far more electric stoves. Kids will do the darndest things around an open flame.Statistically speaking . . . there are more cooking fires started by electric ovens/cooktops than gas . . . not sure if that is due to more folks using electric ranges or if folks tend to be a little more cautious when there is an actual flame on the stove top.
Not sure if its all insurance companies or just mine, which is sort of local to PA - Erie Insurance. My home owners didn't go up when we installed the stove, I called before we even started looking just to be sure. They required it to be installed by a "certified" company, proof of "professional" chimney sweep annually as well as proof of 2 fire chimney sticks, a lot of scanning and emailing receipts but no extra premiumsIm surprised insurance companies pay for fires caused by negligence,they could probably sue to recover their losses. They do charge more to insure a house with a woodstove(IF they know about it) Friend of mine had a chimney put in for a WS and then gave up the idea when faced with the premium increase.
Not sure if its all insurance companies or just mine, which is sort of local to PA - Erie Insurance. My home owners didn't go up when we installed the stove, I called before we even started looking just to be sure. They required it to be installed by a "certified" company, proof of "professional" chimney sweep annually as well as proof of 2 fire chimney sticks, a lot of scanning and emailing receipts but no extra premiums
Those Chimfex sticks you are suppose to strike and throw in your stove if you are having a fire to put it out. Never needed them but have them. My chimney sweep was $99 and they inspect everything, they were here about 2 hours and were very nice about explaining what they found (not much) checked the wood I was burning, etc, very thorough. There are a lot of hands on things I'm willing to do, getting on my VERY steep roof having no idea what I'm looking for or doing, isn't one of them so I'm happy to pay a professional, gives my local guys some business too
Sounds like they were thorough, how often do chimney sweeps check people's wood? That seems like a really good idea.Those Chimfex sticks you are suppose to strike and throw in your stove if you are having a fire to put it out. Never needed them but have them. My chimney sweep was $99 and they inspect everything, they were here about 2 hours and were very nice about explaining what they found (not much) checked the wood I was burning, etc, very thorough. There are a lot of hands on things I'm willing to do, getting on my VERY steep roof having no idea what I'm looking for or doing, isn't one of them so I'm happy to pay a professional, gives my local guys some business too
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