Installing an uncertified stove can also void insurance policy coverage in some instances.
Why void insurance?
The law is in regard to emissions, not safety.
Installing an uncertified stove can also void insurance policy coverage in some instances.
twigg said:Installing an uncertified stove can also void insurance policy coverage in some instances.
Why void insurance?
The law is in regard to emissions, not safety.
Shari said:twigg said:Installing an uncertified stove can also void insurance policy coverage in some instances.
Why void insurance?
The law is in regard to emissions, not safety.
.....because that's the rule some homeowners insurance companies have. My homeowners insurance company would void my insurance if the stove I installed did not carry a certified lab testing certificate (like UL, Warner Hershey, Omni, etc.
shari
Highbeam said:Shari said:twigg said:Installing an uncertified stove can also void insurance policy coverage in some instances.
Why void insurance?
The law is in regard to emissions, not safety.
.....because that's the rule some homeowners insurance companies have. My homeowners insurance company would void my insurance if the stove I installed did not carry a certified lab testing certificate (like UL, Warner Hershey, Omni, etc.
shari
I can't get a permit to install an uncertified stove. An unpermitted installation is illegal, That illegal installation won't get inspected, and an illegal/uninspected installation is not covered by most agencies.
The quote you copied twigg was from that source which is the clean air authority in our region. They will be biased against the uncertified stoves by default.
I have never heard of anybody in any kind of trouble for installing these non-EPA stoves, nor have I heard of anyone getting in trouble for cutting the catalytic converter off of their car. The real risk presented by using the uncertified stove is that your insurance company could deny your claim if it burns your house down.
Seriously, I would install a barrel stove in my detached shop if I felt that it could not ignite my house and that I was willing to risk losing the contents of the shop. It's not about air quality or the law. It's about exposure to risk.
CZARCAR said:just recently me. ins. co, offered coverage for install of 2 [oil & wood]appliances in 1 chimney somehow bypassing NFPA211 with conditions,inspection,,etc.
ITS A STUPID RULE ANYWAZE!
firefighterjake said:CZARCAR said:just recently me. ins. co, offered coverage for install of 2 [oil & wood]appliances in 1 chimney somehow bypassing NFPA211 with conditions,inspection,,etc.
ITS A STUPID RULE ANYWAZE!
While I disagree with folks bypassing the way NFPA establishes codes and standards (i.e. one group unilaterally deciding to ignore a code such as allowing an oil boiler/furnace and woodstove to share a flue) I will say that our Fire Inspector has done some digging and actually asked a person who sits on the NFPA Committee that deals with this standard why this code is in place . . . and while there are a lot of guesses as to why it was created (i.e. draft issues, CO issues, possibility of a fire, etc.) it seems as though no one from that Committee has a definitive answer as to why this rule is in place.
This said it would seem to me that the insurance company who has instigated this unilateral change by ignoring the rule should work with the NFPA Committee to revise the actual code if they feel the change is warranted since currently the insurance company can OK the two appliances in one flue rule . . . but the Code Enforcement Officer/Fire Inspector in most cases will continue to deny the permit or install since it is violating the code.
But I digress from the original post . . .
karri0n said:I did read somewhere about the exhaust deposits of a wood boiler and an oil boiler together causing chemical reactions and making a caustic substance that eats through metal/mortar, but I can't attest to the accuracy of that.
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