I do not know much about geo-thermal systems but I do know a little about icf homes. I personally built a 4700+/- sf icf home with full radiant floor heat (hydronic). The home is 3 levels; basement (1750sf), 1st floor (1750 sf) and 2nd story (1200sf).
As far as heating goes, we are using natural gas right now. We have gas water heater (instantaneous) and cook on gas and keep our house at 69 degrees. The average temperature (per the gas company charts) was 11F here last month. That is an average of the 30 days in the cycle. I do not know how that compares to where you live, but our gas bill stated that we use 149 therms total. The most we ever used was 164 therms in one month. I am told that is very good for a house of this size. I will admit that we do not use the unfinished basement yet and the temp down there is usually 67-68 degrees.
As far as AC, we actually have 2 separate high velocity units; a 1.5ton unit in the attic (which I am told is the smallest central unit you can buy, equivalent to a large window unit) and a 2.5 ton unit in the basement. I can say that the attic unit keeps the house conditioned at ~73 degrees all summer except that 2 weeks in august where it is 95 F and sunny every day. I think that the brick siding and shingles are too dark and once they heat up in the sun, it takes awhile to cool down in after the sun goes down.
I hope this gives you an idea of the size of unit you may need. I am quite astonished at just how low it cost to condition my house (not that it couldn’t be better though. I wonder if a 4 to 5 ton unit of geo-thermal is the same as a 4-5 ton conventional AC unit, etc? Maybe one of the experts could chime in.
One question I have is how you convert a therm into btu’s/hour. I here you guys talk about a 60,000 btu/hr output. Is it correct to think that if I use 150 therms per month and that equals, lets say, 1,500,000 btu’s, that I use on average 1,500,000 divided by 30 days = 50,000 btu’s/day?