Smolder
Burning Hunk
Aren't you required to have clearance around the outside of the masonry structure in Canada as well. I thought it was actually a little larger than our requirements as well.
Here insulation is required unless you have the required clearance from the masonry structure to combustibles (1" for an external chimney and 2") for an internal one. The existence and condition of a clay liner doesn't enter into it.
I wouldn’t doubt that, the clearances seem stricture on all measures. The inspector didn’t seem concerned with mine, round clay liner mortared into a solid masonry wall (triple brick house, chimney bumped to the inside by a brick and a half), nothing combustible for a long way in either direction, just solid brick. The air gap is about half an inch between the clay and the liner. (Sorry for the hijack, just not certain insulation is always needed, but I could be mistaken)