Steep learning curve for me this summer. The Poindexters are relocating to a 2015 build apartment with HRV and no wood stove. Once we are done downsizing, everything left behind in the big (1980 build) house goes to the dump, the trades come in, the high maintenance behemoth goes on the market.
Home technology hasn't progressed perhaps quite as competitively as automobiles, but consider for instance a 1980 Chevy Corvette vs a Y2K Corvette, vs 2020. We Poindexters are just done trying to make a silk purse out of a sow's ear with the 1980 build.
I am coming down on the side of modularity. There are some pretty good standalone dehumidifiers out there. I can think of a couple units I have seen lately that can fit through a crawlspace trapdoor (unboxed) nominal maybe 14x18x30 inches. About $300. I actually started shopping for accurate hygrometers today, but the dehumidifier units I am familiar with do well enough compared to the instrumentation I have, judging by the lack of rust on the edges of my woodworking tools.
It is nice to have everything all in one system. Like a giant diesel pusher class A RV riding around with a rock and roll band inside. But when you need a brake job, wouldn't you rather have a big crew cab from a major mfr, and a fifth wheel RV? Or your AC is acting up. I have never seen a pick up truck big enough to haul man and wife and 7 kids while towing a fifth wheel RV, but the fact remains it is easier and cheaper to service a common dually (Ford/Chevy/Dodge) truck than a niche Winnebago.
I am currently pointing at a pretty good house with OAK/woodstove/chimney for the really cold weather, and some kind of heat pump system for the shoulders that can do reasonable cooling in the summer. The heatpump area is not in sharp focus. I am planning on a bunch of solar panels. I think it will be less fussy, in a new build, to have the HRV/ERV system just move air with separate systems for heating, cooling and dehumidification. With all of those stand alone, I don't need one HVAC tech certified in everything with a firm grip on my short hairs. I can call almost anyone to work on the individual systems.
So far the HRV system we have rented is catching about 2/3 of incoming PM2.5 when it is running, with visible wild fire smoke in the outdoor ambient air. The HRV will probably do much better at filtering incoming air when the outdoor air is cleaner. I am keeping (have already kept) my existing indoor filter boxes for re-scrub the air inside the house between HRV cycles.
I do despise concealed duct work. If ducts are behind drywall they won't/ don't get cleaned. After we finish downsizing and sell the behemoth, and buy a lot, and build on it, the new house will have exposed ductwork for the ERV that is aesthetically pleasing in the house, but can be easily taken down and hosed out in the driveway as well. The idea of exposed duct work is an issue for Mrs. Poindexter, but the idea of decades of accumulated dust in the ductwork is an issue for Mr. Poindexter. We shall find a middle ground.