par0thead151 said:i got this response from my agent, i think i may need to say it is a stove, as it technically is a stove inside a fireplace insert right?
below is my agents response in a earlier email...
As far as the fireplace. A wood burning insert is something we will
note on your file. It's not something West Bend need to know as they
do not rate for a wood burning fireplace, only stoves.
I have West Bend as well.
Originally my agent said the same thing as yours with my fireplace "insert". When he drove by and saw 5 cords of wood stacked outside he got worried. It was inspected by West Bend, pictures were taken, and I now pay a small premium which is better than having a denial of claim.