The only reason I even enertained the idea of cutting the bottom out of mine was I know it's on a concrete floor with concrete cinder blocks behind it. Other than the wood frame and drywall around the front, it's only concrete. The installers who recomended doing it also said they'd put stove board down, put a ceramic wrap around the stove, and use high temp caulk around all the seams. I still didn't like the idea of it and am not going to do it. And I would have laughed at them if it had been on a wood floor.
I called on the Archgard 1600I and it's $1899 with surround. Still out of my price range. As you guys can tell, I'm on a very strict budget. I did find a 2 year old Quadra-Fire 2700I for $995 asking price. Said they would negotiate, but it's over 6 hours away. Looking at Quadra-Fire's website, I think the 2700I will fit, since my hearth is not flush my opening. I really like the looks of the 2700I, but with it being as far away as it is, I don't know if it's worth it or not. The wife is really not for all of it, so thus the very limited budget. I'm just tired of a $600 electric bill in the winter. I guess now I'm debating if the Buck 18 will really suppliment my heat pump all that much.
As far as a chimney liner goes, does anyone know of a better deal(or am missing something that makes this not a good deal) than this kit I found on ebay. I figured on this liner with some Roxul to seal the bottom of the chi,eny, probably where the damper is now, and some more around the top of the chimney, under the raincap plate. Any other suggestions? Oh, and thanks for the help, I'm really enjoying the forum. I'll post some pics of the top of my chimney tonight.