tlc1976
Minister of Fire
Must come with age.... I never spend money I don't have, I don't like credit and don't like payments either. My wife calls me cheap, I call myself thrifty.
I’ve always been that way. Learned from how I was raised. No woman I have been with has agreed. But I’d rather be alone than be broke for frivolous reasons.

Yeah i have heard a phrase used in our house started with F and ended with ER and something about bark and a tree.