To me, oil heat is obsolete and there is no one who should be installing oil. The alternatives are so much better, pellets or building a low heat, self heating house, new from the ground up.
In a pellet boiler, there are a few must have features. It must have a modulating firing rate or turndown, in the range of 3 to 1. It's a lot more efficient and better for the boiler to stay on at a lower fire rate that matches the load instead of on/off control on an aquastat. It must have automatic (electronic) draft control, variable speed draft fan, and automatic motorized supply air dampers. It must be built to go the distance, expected lifetime with minimal repairs should be over 20 years. It must or should run unattended for long periods and be relatively forgiving of poor maintenance by the owners, which will happen. Some type of effective self cleaning and robust safety features, safe by design and safe with the safety controls..
Low cost is an illusion. High quality materials are a labor saver on the short run and a money saver in the long run. Personally, I would be livid and inconsolable if I spent the kind of money necessary and found out after the fact that I had to respend to get something that actually does the job. I save the money to do it right. It was reading the board here, the complaints and problems others were experiencing, that sold me on the Froling.
I have oil backup but have not burned a drop for the second year. I only have oil because it's necessary for the cordwood boiler, not because I want it.