The problem is if a few start installing without insulation they will be far cheaper than those doing it right. That means they get the jobs and those doing it right don't. I am sure there is someone doing it right bit I don't know how you would find them. I would try asking around. I provided the applicable code it doesn't say anything about insulation not being needed if the chimney is 8" thick. And most are not that thick anywayAll the chimney sweeps I'm finding are telling me that I just need a stainless liner, it does not need to be insulated, on the phone. This last one I reference the building code, and he explained that the masonry on almost all chimneys are 8 inches thick, and therefor insulation is not necessary.
I thought they would all be telling me it should be insulated so they could get paid to install it.
I have no clue how to tell if anyone knows what they are actually talking about, and even less of an idea of how to find that person in the first place. There are only a few chimney sweeps in my area and they all seem to agree that insulation is not necessary in most installations.