I'm hoping you're wrong but Im betting you're right :-(I'm fairly confident that the insulation is only packed as far as the installer could reach by arm. Even less by the tee because they would have worse access. Even if they were able to shove insulation down the short edge sides it wouldn't be tightly wrapped to the liner so there would be air flow.
Even if you see insulation at the tee that doesn't mean that it runs the full length.