I agree but those 20 and 30 somethings make up a tiny portion of those who benifit from the program. And there are just as many 60 somethings playing the system as 20 somethings.I agree with all that ,its the healthy 20 and 30 somethings that we are actually ruining by letting them drain resources needed for the elderly and truly disabled. When the program goes belly up its the elderly who will suffer from the mismanagement.