Wow, this is exactly my situation (except for the panic part..). Just had an insert installed and got my first cord of "seasoned" wood (need 3, but getting them one at a time since there's no bulk discount). It doesn't look all that seasoned to me.. I think the guy probably had it seasoned for a while before splitting, and then delivered "old" wood that had just been split, so it's not really done yet. I hope it'll be okay to use by November or so. It's brown on the inside parts and doesn't seem particularly dry.
Was thinking of posting a picture of my first attempt at a stack
Was thinking of posting a picture of my first attempt at a stack