The regular rate here is about 11 cents. But thanks to a time-of-day rate, I now pay about 5 cents most of the time, and about 30 cents on weekdays from 6-11am in winter and 1-5pm in summer. This might not work so well for some people, but I have a rather odd diurnal cycle, typically sleeping 3am - Noon. So the peak hours are a complete non-issue in winter, and not much of one in summer, because I like to keep the house pretty cool overnight, so when I wake up, I simply turn the thermostat up and the A/C does not come on until the peak period is over. As a result, I use about one kwh per day during the peak hours, which is basically my "basal metabolism" of 150-200 watts, probably mostly due to an old refrigerator.
I think your schedule helps immensely. That $0.05 /kWh is also quite a cheap rate! BUt then there's the 30 cents..that is EXPENSIVE. $0,30/kWh???? Wow.
Andrew