I am ready to install my new Eko 40 and I have a question regarding the design of the heating system before I get too far into it. I currently have a 4-zone radiant floor system with domestic hot water included in my plans. I live in a raised ranch, and the basement is unfinished at this point (which I hope will change in the next few years), and I have easy access to the floor joists. My question is this...will the heat generated from the radiant zones in the floor also radiate downward and heat the basement area? If so, would you suggest that I not insulate the joists, or as one person suggested, insulate every other joist to allow for the heat to make it to the basement? After looking at the scenerio, I have not ruled out making it a 5 zone system and putting 4 baseboards in the basement and insulating all of the joists above. Advice?