I recently installed a Metalbestos chimney and a Brunco 150 wood furnace. Of course the insurance company wanted be to have it inspected by a pro since I did the work myself. I had that done Saturday and the chimney was fine. The inspector wanted me to change a few things for my inside hook up. What threw me was he said I had to have 36" of clearance to combustibles from my black stovepipe to the ceiling. Now, Brunco's website ((broken link removed)) calls for 12" of vertical flue clearance and 18" horizontal clearance. Not really a problem, he wanted me to make a heat shield to put over the top of the pipe. Here is a picture of what I did... I made 2 heat shields out of 8" pipe, where the inspector said 1 would be enough. I also installed some metal shingles on my floor joists and left an inch of air space there too. The inspector said that every shield with 1" of air space would cut the clearance requirements in half. I had 13" between the pipe and ceiling, installed 3 shields, so that should get me down to 4.5 inches. I just wanted to go a little further than what the inspector said to do, that way the insurance people would be happy. The insurance guy is coming this afternoon, I hope he accepts it. I'm actually burning wood for the past day because the fan on my electric furnace burned up a few days ago. What do you think? Is 36" correct for the clearances or should I go by what the stove manufacture suggests?