Ditchmonkey: Would you kindly share the outcome with your ceiling-clearance reduction issue?
I went ahead and installed a ceiling heat shield with specifications I made up since I didn't have any. It does have one inch of clearance behind it. I was pretty sure the county inspector was going to reject it due to the issues revealed in this discussion, however he did grant the permit. I was lucky to get a flexible inspector.
The shop I bought the wood stove from is a complete circus, I don't know how they stay in business. In addition to selling me a stove with the wrong ceiling clearance, they refused to come out to advise me on a small issue I was having. If I were to do this again I would just order a stove direct like I did last time with Woodstock.