BTW, person at NOCO said they do not recommend charging and drawing at the same time.
Not suprising, the load on the battery will ocnfuse the microprossessor in the charger and it wont know when to switch from bulk to absorb, etc.
A system like your cars charging circuit can handle charging with a load because its a simple fixed voltage source. It just keeps the battery at 14.5 volts and supplies as much or as little current the battery will take at that voltage. As the battery gets full the current will just taper off to zero.