velvetfoot said:Nobody's talked of the floor. Does it pay to do something there? I'm thinking maybe an inch of foam board and something on top...
True 'dat. If you're looking to use the concrete in the basement as a thermal mass, whether for "passive solar" or "underground or earth-bermed" construction, the important this is to insulate the concrete on the outside. That includes the outside of the walls, underneath the floor slab, and even underneath and around the footers.