jatoxico
Minister of Fire
What are the benefits of an insert over freestanding? Smaller footprint in the room, as jatoxico said. Can I still toss a Dutch Oven on top of an insert if the power goes out?
Inserts that extend into the room 8" or more often can be used as a cooktop in a pinch. How realistic that is I could not say since mine is flush but several manufacturers do mention this is their literature. Maybe someone who's done it can chime in.
The benefit probably has to more to do with looks and hearth requirements. You mentioned you had burn marks from the old stove? Some stoves require an insulated hearth others just ember protection but either way free standers need protection further into the room.
The free standing stoves heat better (IMO) and will have more cook top surface if that's a priority. The inserts work well, very well in some cases but benefit from a fan. So, they don't take up much floor space compared to a free standing stove and look more like a traditional fireplace.