I say every winter when my heat pump freezes us and monthly power bills breaks us, that I want a wood heater. I’m afraid the insurance will frown upon something inside. I know the wood boilers are great and fantastic and all of that.but don’t think I can afford one. So what about an outdoor wood furnace? I’m heating about 3200 square feet. The hypertherm forced air furnace. I can probably have within 20’ from the house and enter through the basement. I can either tie into existing ductwork or cut in more registers. Thoughts and comments?