I know that a lot of folks have already commented about some new homeowners insurance requirements for fireplace, flue, and chimney maintenance for this year, but man I feel like they are getting strict about a lot of things!
House I'm in now has a proper framed out shed that we obviously want covered as a structure, yada yada. We have another shed. It existed when we moved in but that's how it goes. Insurance did not like it. I get it, the siding was rough so we stripped it down to studs and a roof. It has nothing in it and the overall structure is fine (to us). We wanted to use it for seasoning firewood. It's a perfect little wood shed and I'd have to do no work!
Anyway, my two options from the insurance are to either rebuild it (siding required, door required, new roof) or tear it down. Tearing it down would require fence work since it acts as a part of the fence. We have 3 weeks to do it before we get the cancellation notice. Best part, all of this review is done via photos. I asked if somebody could come out and show me what exactly is wrong but nope.
People have jobs to do, I get it, but man I feel like it's getting stricter and stricter, and premiums are just going up and up. Anybody else experience anything like this? I'm not stranger to being called crazy but I was really caught off guard with these requirements and the time to complete them!
House I'm in now has a proper framed out shed that we obviously want covered as a structure, yada yada. We have another shed. It existed when we moved in but that's how it goes. Insurance did not like it. I get it, the siding was rough so we stripped it down to studs and a roof. It has nothing in it and the overall structure is fine (to us). We wanted to use it for seasoning firewood. It's a perfect little wood shed and I'd have to do no work!
Anyway, my two options from the insurance are to either rebuild it (siding required, door required, new roof) or tear it down. Tearing it down would require fence work since it acts as a part of the fence. We have 3 weeks to do it before we get the cancellation notice. Best part, all of this review is done via photos. I asked if somebody could come out and show me what exactly is wrong but nope.
People have jobs to do, I get it, but man I feel like it's getting stricter and stricter, and premiums are just going up and up. Anybody else experience anything like this? I'm not stranger to being called crazy but I was really caught off guard with these requirements and the time to complete them!
