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When I switched from Geico to USAA, we saved over 2000.00 a year combined for homeowners and both cars full coverage. I literally wanted to hug my agent! All the same coverage too. Can't say enough good things about USAA.
Amica here who are actually based in CT. No price increase. I was originally going to install it myself but found that it was better to just pay $400 to have a licensed company install the liner. I assume for liability reasons.
I have state farm in PA. I don't recall paying any more for home owners. But that was 14 years ago. I do recall asking if they wanted to look at it and they said no.
We're so screwed here at our house, I doubt we'll ever get homeowner's insurance. Three wood stoves, no central heating system, six golden retrievers, and nearest fire hydrant 4 miles away. That last one is the first thing I've been asked when shopping the past year. Now and then, every few months, I do a little shopping just for the heck of it. Last week, five different insurers asked me, right off, how far from the nearest hydrant. Conversation was over within a minute each time. With Geico, lack of central heating system killed the deal before they asked about the hydrant.
We have Goodville Ins. and live 4 miles from closest fire hydrant and FD and all they wanted was a picture w/ the clearances written in and a pic of the UL listing. There was no increase in premiums.
When I switched from Geico to USAA, we saved over 2000.00 a year combined for homeowners and both cars full coverage. I literally wanted to hug my agent! All the same coverage too. Can't say enough good things about USAA.
That is pretty intense... If I saved 2000 a year for homeowners and car insurance the insurance company would be paying me about 400$ a year...holy smokes.