Thank you all, Jim, NoFossil, Altheating, DaveBP, Trevor, Medman, and Solar and Wood, for your replies. I think I will put in the DHW flat plate HX after all. If it is possible to save even $20.00 a month just for the two of us that will more than justify our goal of being more self sufficient. Since the demand for heat for DHW can't really be parsed out over the day as your home heating is, how big a flat plate HX would you recommend from your experience for a 40 Gallon DHW tank. I'm planning on putting circulators in to run the water both directions, one circulating the tanks water, the other the circulating the boilers water, through the flat plate. My goal would be to have the water temp in the tank recover as quickly as it does with the propane if that is feasible. I really don't want to go to the expense of getting the alternative of a Superstor or the Amtrol indirect water heater, which is the other alternative I explored. I think I can size my circ pumps accordingly if I had this info in hand, and an approximate top figure of 60,000 BTUs per day in mind, as a guide in case we have guests. There should be plenty of hot water available either from storage or directly from the boiler, if it is burning, to run through the flat plate if that is a consideration. Thanks for your advice.
Mike