Lots of discussion on this in other posts over the time I've been around here, and in shops and coffee houses all across the snow belt.
My most sincere recommendation is a good quality "rigid liner" in the straight section of the chimney. To go through offsets into a fireplace, a good quality flexible stainless piece attached to the rigid section with stainless screws or rivets. Around the rigid goes a "snap fit" insultation that looks like "stovepipe", but has insulation between it and the inside liner. Around that, goes a blanket insulation, the entire length of the system from bottom to top, flexible included. This is usually "glued on" with 3M "High temp" spray adhesive. Around that goes a stainless steel "net" that looks like chicken fence, but functions like a "Chinese Finger Trap"... work it around the entire thing, then pull it tight on the liner.
With a high chimney, the only conceivable way I can think of would be to build it from the top, pushing it in as you make it... or hire a crane that can pick it up high enough to allow you to lower it into the chimney in one piece once it's together on the ground.
What has been described is a "Zero Clearance" chimney liner system. If there is creosote remaining in the old chimney, there will never be a fire between the liner and the old chimney. This has happened, and the results aren't pretty. As the top of the liner is sealed to the top of the chimney with a stainless plate (if done properly) it is airtight. Airflow is minimal through the old chimney, but it can get enough air to support combustion from below and around (especially in an old unlined chimney).
With the zero clearance system, you can put your hand on the outside of the liner anytime during a burn... not "hot", just warm.
Overkill? Depends on how much a person values peace of mind and safety. I place a premium on it when it comes to my house, and the houses of loved ones. Done two of them in the last 4 years. Takes a good day, sometimes two, to do it right.
Straight shot chimney lining job, top to bottom? Maybe a day, certainly not more. Makes a safe chimney that will likely withstand a roaring chimney fire or two, and not get too bent out of shape from a quick shot or two of high pressure fog from a Fire Department nozzle to smother the fire fairly quickly. We always tried to get to the top of the chimney with the ladder truck. Drop an old window weight down the pipe to bust a hole through to the bottom, and throw a couple of ziplock freezer bags of dry chemical extinguishing agent in there. Stick around until things cool off. Clean the chimney, and tell the property owner... "Should be fine now, light it up.", or "Condemned. Don't use it until it's lined properly and we come back. Should you choose to use it despite our recommendation, that will be in the report we send to the insurance company if we have to come back and put out what's left of your house."
I am unfamiliar with any masonry product that can withstand being heated to 2000 degrees, and then exposed to any quantity of water, without significant damage. There may be something out there. I haven't seen it. Without certainty regarding centering of poured in lining systems, and poured in insulation, my bet is with what I am certain is going to work.
Last one I did was 18 feet from fireplace insert to chimney top. Built it on the ground, twitched it up the ladder and roof, and stuck the thing down the chimney.
The stainless "net" is long enough... tied the end up with a weight in the bottom of it and threw it down the chimney ahead of the liner... helper grabbed it and used that to "pull" the liner as I pushed it down... wasn't what I would call, "easy" but was pretty doable.
Jersey Devil said:
Thanks Leon. What do they pour around a SS liner? Perlite maybe? Or does it just lay in the flue?
Mike