Hi, I am in the process of purchasing a Lopi Declaration insert. My existing stone chimney is 30-35' tall (old English Tudor). I am planning on installing 6" SS flex liner, even though the chimney is already lined with 12x12 chimney tile. I'm wondering if after I install the blockoff plate and liner if i can just purchase loose Vermiculite insulation and pour down the chimney around the liner? Most online chimney stores carry a vermiculite insulation that you mix with water and pour down the chimney ($50+ per bag, plus shipping)....loose Vermiculite from a box store is significantly cheaper. Anybody know if there would be a problem doing this? Thanks, Bob