I am planning to build a home (28x44 ranch, garage in basement) this summer and I am set on some kind of indoor wood boiler with oil backup. Of course by the time I get to the heating system I will really be stretching the dollars. What would the guru's reccommend? I grew up on an old wood boiler and I am not afraid of the commitment especially with oil peekin at $4 bucks a gallon. Dedicated oil and wood units? Combo? Superstore? Gasification may be out of my price range, but maybe there are some lesser known companies with good products. Any help would be appreciated. I have read some bashing of the Benjamin units, not a good option? I plan on insulating the 1st floor from the basement/garage, so what would be the best means of regulating the temperature above freezing down there?