MountainStoveGuy said:
the point of the permiting process is to catch shotty work, an inspection on a permited job would be the saftey inspection you speak of. So i would disagree that in most cases permits are useless. Permitting is completly necessary IMO, to insure the homeowner is protected. After all, if the house blows up on a permitted job the problem falls on the shoulders of the person who issued, and signed off on the permit.
Contractors are typically responsible for pulling permits, not homeowners.
MSG - I don't know about CO, but here in MA, the only thing an permit / inspection is guaranteed to do for you in here in MA is increase your costs - the homeowner is NOT protected by it, unless fortunate enough to have a competent inspector like Elk... We got nailed for several thousand dollars a few years back because the guy that built our house, who pulled permits, and got all the required inspections, put in a plastic water main when developing the private road extension we live on, (the water main is supposedly still town property, as is all the plumbing on their side of the meter) despite municipal codes that quite clearly require cast iron. When the plastic pipe started breaking down and we got fountains in our driveway the town told us to pay the expense of digging it all up and putting in cast, as they didn't have the ability to service plastic. We asked about how come it was OK for the previous owners to use plastic, and why we should pay for replacing what the town had approved. We got a big shrug, and were told that MA law quite specifically exempts permitting authorities and inspectors from liability for any problems due to errors in inspections.
I've also found gross errors in our electrical wiring, some I've fixed, one I haven't fixed because it would require major reconstruction of several walls to change the wiring - it is a 3-way light circuit with loads at each switch, a neutral at each switch(from a different circuit), and a floating hot traveler - I couldn't figure out what was going on looking at the code books, so I called in an electrician who took over 30 minutes to figure it out, and wasn't sure how it had ever worked... (but it got inspected and signed off)
This is also a house that has apparently had a sump pump connected to the municipal sewer since it was built (and inspected and signed off...) We are going to have to pay to get that fixed as well...
Elk does make a reasonable case that an inspector can't realistically check every detail, but at least two out of the three of the problems mentioned should have been glaringly visible on the most cursory inspection (the water main and the illegal sump pump connect), and the third reasonably so...
However in MA, if you don't pull a permit and your house blows up the town will tell you that's tough luck, and here's a fine for the "outlaw work". If you do pull a permit, the only thing that changes as far as the town is concerned is that they don't give you the fine...
Gooserider