How has your experience been with notifying your insurance company regarding a new install. Especially if self installed??
Insurance
- Thread starter watersupply851
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watersupply851 said:
They will require you to fill out a questionnaire and have the install inspected by the Fire Department.
Had no problems with insurance when stove was self installed. Had it inspected by the town and provided a copy to the insurance agent, no rate increase ether.
watersupply851 said:
Hi Watersupply,
I just installed my own stove last December. I contacted my home owners insurance local agent for Erie and they were OK with self install as long as all specifications are followed. No inspection required after, plus no increase in policy $'s.
After install for a piece of mind I took pictures of stove in place plus pictures of all clearances with tape measure in place. Including vent exit.
I took this with a copy of sale invoice for stove and vent pipe plus Quadra Fire brochure with specs included.
They was very happy with install and gave me a change request to policy detailing the above.
Thanks,
Jon
My insurance carrier wanted a copy of the signed permits for their files.
No change in rates.
I just switched over to a different carrier this past summer and they requested
copies of the permits as well as the UL#.
No change in rates.
I just switched over to a different carrier this past summer and they requested
copies of the permits as well as the UL#.
Self install - we contacted the insurance company, informed them of the self install. No issue, no increase - they made a note on the policy. They recommended an inspection by the local fire department but did not require it.
They did ask for the UL#.
They did ask for the UL#.
Every state is different .. we had to pull a permit and then have it inspected by the county. We have both our wood and pellet stove insured.
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